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Financial Aid

Every day students are looking for ways to finance their education. Almost half of Moraine Park’s program students receive some type of financial assistance, and our Financial Aid staff helps make the process easy. Every financial aid recipient has rights and responsibilities.

The Free Application for Federal Student Aid (FAFSA) season begins Oct. 1* each year so students are encouraged to complete that document as soon as possible.  Moraine Park’s school code is 005303.

*The 2024-25 FAFSA is now available.
Click HERE for more information regarding the changes made by the Dept of Education.

Contact us: financialaid@morainepark.edu, (920)924-3207, or 1-800-472-4554, TTY/VP: Use Relay/VRS.

Be sure to include your Student ID Number (N#) if you have one when emailing or calling our office.

More details about loan, workstudy and grant options.


Satisfactory Academic Progress for Financial Aid (SAP): Academic requirements to maintain financial aid.

Entrance Counseling and Master Promissory Note steps.

Electronic documents and forms.

Eligibility Requirements

To be offered federal, state, or institutional funds administered by Moraine Park’s Financial Aid Office, you must:

  • File a Free Application for Federal Student Aid (FAFSA) each year.
  • Be admitted to MPTC in an eligible associate degree or technical diploma program (certificates and apprenticeships are not eligible). In general, all Associate Degree and Technical Diplomas are eligible for financial aid, except:
    • Bookkeeper
    • EMT Basic
    • EMT Advanced
    • Nursing Assistant
    • Phlebotomist
    • Some programs on campus are offered through other Wisconsin technical colleges. This means you may be taking your classes here at Moraine Park but you apply for admissions AND financial aid through a different technical college. If you are admitted into one of the following programs, you must apply for financial aid at the school listed.
    • Agribusiness Science & Technology: Lakeshore Technical College (009194)
  • Have a high school diploma, General Education Development (GED), or High School Equivalency Diploma (HSED).
  • Be a U.S. citizen or an eligible non-citizen (permanent resident).
  • If born male, be registered with Selective Service (this applies only to State of Wisconsin-controlled grants).
  • Have a valid Social Security Number.
  • Not be in default on a student loan. Review your federal loans at https://studentaid.gov/
  • Not owe an overpayment on any federal (Title IV) aid.
  • Meet the Satisfactory Academic Progress (SAP) Standards as defined by the Financial Aid Office.
  • Not be delinquent on court-ordered child support and/or maintenance (this applies only to State of Wisconsin-controlled grants).
  • Certify that you will use student aid only for educational purposes.
  • Students with criminal convictions may be eligible, but must work with their correctional institution and the MPTC College Navigator for further eligibility. Federal law requires students to inform the Financial Aid Office of their incarceration.

The following program and course combinations calculate lesser credits for financial aid purposes: Electricity (College 101, Oral and Interpersonal Communication, Intermediate Algebra with Applications), Electrical Power Distribution (College 101, Introduction to Electrical Substations), Welding (College 101), Gas Utility Construction and Service (College 101), Cosmetology (College 101), and CNC/Tool and Die Technologies (College 101).  If you enroll in less than full time for the semester you select to take this in, it will impact the amount of aid you are eligible to receive.  Please work with your advisor to create the course schedule that best meets your needs.

DACA Students – (English)   or   DACA Students – (Spanish)

Start with your FSA ID
An FSA (Federal Student Aid) ID and password is required to complete the FAFSA. For dependent students, a parent will also need an FSA ID.

Create your FSA ID

Complete the FAFSA
You will need to wait three days after creating your FSA ID before completing a FAFSA Application or you will not be able to use the data transfer tool that makes the application process accurate and faster. The FAFSA determines if you are eligible to receive state and/or federal funding. There are a number of helpful resources available from the U.S. Department of Education, including some good videos and worksheets to guide you through the process. Click here to apply for Financial Aid

You’ll need this: 
Moraine Park’s Financial Aid School Code is 005303

How to Create an Account and Username (FSA ID) for StudentAid.gov

Students with special circumstances (loss of a job, etc.) or unusual circumstances (human trafficking, refugee or asylee status, parental abandonment, incarceration) are encouraged to work directly with the financial aid office to ensure a maximum amount of financial aid eligibility.  Both the Special Circumstances Review Form and Dependency Override Form are available online via our Financial Aid Forms page.

  1. Once your FAFSA has been processed, you’ll receive a Student Aid Report/FAFSA Submission Summary. This is a record of your application, not the actual award.
  2. Moraine Park will then download your application and assign Financial Aid Forms you need to complete. In some cases, your FAFSA will indicate you’ve been selected for Verification to ensure accuracy and completeness. If this occurs, we will request the appropriate documentation. **Please note for 2024-2025 year the downloading and processing of financial aid is delayed by the Federal Department of Education due to the changes of the FAFSA. Once your 2024-2025 FAFSA is received at Moraine Park, an email will be received with next steps.
  3. Make sure you complete your program admission. Financial aid cannot be offered until you are admitted into an eligible associate degree or technical diploma program. Simply enrolling in courses does not qualify for financial aid; you must apply and be admitted into a program.
  4. Once all FAFSA application requirements have been met and awarding has begun for the aid year, expect to receive your award offer within 2-3 weeks. Communication about your FAFSA application will be sent to your student email and will also be posted in the My Financial Aid section of your MyMPTC Account. You can check the status of your application at any time.

Select your classes carefully. You must be registered for classes according to program curriculum in order to receive financial aid. If you need help, contact your Academic Advisor.

When all of your financial aid requirements have been met (see Apply for Financial Aid and After You Apply tabs), you will receive an Award Offer Email and it will also be posted in the My Financial Aid section of your MyMPTC Account. The award offer will identify the types of financial aid and amounts based on a full-time credit load, an assumed housing status, and known funding resources at that time.

You need to accept or decline your financial aid offer in your MyMPTC Account. (Note: You can accept or decline your funds in full or specific portions.) You can also monitor and manage your funds in your MyMPTC Account.

Review the MPTC Financial Aid Guide for 2024-25 (August 2024-July 2025) for critical information regarding your offer.

Watch the video below and learn how to accept your financial aid from your myMPTC account.

If you are a first-time Federal Direct Stafford Loan borrower, you must complete a Master Promissory Note and complete Loan Entrance Counseling before you can receive your funds.

For all student borrowers, it is recommended you complete:

An Annual Student Loan Acknowledgment each year you accept a new federal student loan.

Complete all loan application and eligibility requirements in a timely manner!

Your financial aid will be disbursed (credited) directly into your MyMPTC Account and can be used to pay your tuition, fees and eCampus bookstore charges.

Assuming your application and requirements have all been completed and a financial aid offer accepted, any federal or state grants and loans will be applied to your account on the 15th calendar day of the term/semester (referred to as Census Date). If you have enough awarded aid, you do not need to enroll in a payment plan or make a payment.

If you are a first-time loan borrower there is a 30 day delay on disbursing your aid. Generally speaking, you receive your funds one month after classes start.

MyMPTC Account

Guidelines for Using Financial Aid at eCampus Bookstores

After your tuition, fees and bookstore charges have been paid, any excess funds will be deposited directly into your checking or savings account if you’ve set up those instructions in MaxPay. If direct deposit is not set up, a refund check will be mailed to you. Set Up Direct Deposit (Strongly encouraged!)

Keep in mind, students who receive aid but do not complete all their scheduled classes could be responsible to repay some of the aid they receive.  View more information on our Financial Consequences of Withdrawing or Not Passing Classes page.

Recommended Time to Apply

Priority deadline is June 1st for the upcoming school year.  You can, however, apply as soon as October 1* for the start of the following school year. Though the FAFSA application is available online between Oct. 1 and June 30 of the following year, you want to apply as soon as possible since there are a few federal student aid programs that have limited funds. Admittance into an aid eligible program is required before Moraine Park will begin processing your FAFSA.

Financial Aid Timeline / Important Student Dates / Financial Aid Workshops

For the purpose of awarding financial aid, enrollment verification and degree conferment, any course that starts between the dates indicated below belongs to the semester designated.

Semester  Start Date End Date
Summer Semester June 1 August 14
Fall Semester August 15 December 31
Spring Semester January 1 May 31

Financial Aid FAQ

Submit all of your required documents to Financial Aid by the due date and we will guarantee to complete your file before payment is due. Start early with your FAFSA application.

The FAFSA priority date for Fall semester is April 15.  In order to have your financial aid completed by the Fall payment date, all documents are due June 1.  You may turn in documents after the due date, but you will need to either setup a payment plan on myMPTC or make payment on your own until your financial aid is awarded to you.

The FAFSA priority date for Spring semester is October 15. In order to have your financial aid completed by the Spring payment date, all documents are due the third Wednesday of November. You may turn in documents after the due date, but you will need to either setup a payment plan on myMPTC or make payment on your own until your financial aid is awarded to you.

If your financial aid is not complete before payment for classes is due, you will need to sign up for a payment plan on myMPTC or pay your bill in full. Once processing of your financial aid is complete, it will be applied toward the remaining balance of your payment plan. You are required to continue making payments on your payment plan until processing of your financial aid is complete or your balance is paid in full. Please note: If your financial aid is complete, BUT a high school transcript is still outstanding, your financial aid will not hold your classes. Anyone with financial aid awarded, but is missing a transcript will need to setup payment plan before payment is due.

You will receive an email indicating how you can view/accept your financial aid on myMPTC.

Check out a demonstration video at morainepark.edu/financial aid for step by step directions. It is important to review each of the steps to accept your financial aid. Be sure to read the Financial Aid Guide for more information on the specifics of aid you are awarded.

In Financial Aid, the Summer term is considered a trailer to the school year.  This means eligibility for summer Financial Aid is dependent upon what a student has already received.  Summer term funding will be awarded automatically in mid-April upon registration for summer classes, if you’ve met the eligibility criteria:

    • Acceptance into an aid eligible program as a regular degree-seeking student prior to or for the summer term.
    • Have a completed financial aid application (FAFSA) at studentaid.gov (again, as a trailer semester your FAFSA application needs to be for the school year prior).
    • Have maintained satisfactory academic progress.
    • Have remaining eligibility:
      • If you’ve received a Pell Grant during the school year, after you’ve registered for summer class(es), we will add on a summer Pell Grant.  IF you were enrolled full-time in the fall semester and full-time in the spring semester, half-time enrollment is required for additional Pell Grant funding in the summer.
      • Federal Student Loan funding may also be available and can be requested via the Additional Loan Request once you have registered for 6 credits, simply select the Summer term. If a full year’s eligibility for student loan was used during the prior fall/spring semesters, there may not be a loan available for the summer term.
      • Can’t remember if you received a Pell Grant or how much in loans you borrowed?  Current aid can be viewed through your myMPTC account by clicking on the My Financial Aid button in the upper right.

If you are eligible for summer term funding, you will be notified by email and can be viewed on the My Financial Aid section of myMPTC.

A student does not need to be full time for most types of financial aid.  Students eligible for a Pell grant can usually receive it for any level of enrollment.  Students must be at least half-time for student loans and state grants.
Enrollment status:

  • Full time=12 Credits or More
  • 3/4 Time=9 to 11 Credits
  • Half time=6 to 8 Credits
  • Less than half time= 1 to 5 Credits

If your charges exceed your awarded financial aid, you are responsible to pay the balance.  Payment plan information is available on myMPTC. An additional Unsubsidized Federal Direct Loan may be available in addition to the initial offer on your financial aid award. If you feel you need an additional loan to attend Moraine Park, complete the Additional Loan Request form available on the Financial Aid website. If you enroll in a payment plan you must make payments until your financial aid is credited to your student account to avoid late fee charges.

At the time of disbursement, funds will be credited to your student account and a refund will be generated if applicable. Students are encouraged to sign up for e-refunds to receive any excess financial aid. If you have not opted into e-Refunds, it will be at least 10 business days after disbursement before a refund check will be printed. Click on Important Student Dates to find specific disbursement dates.

To set up e-Refunds (Direct Deposit), go to MaxPay. You will be directed to Transact, where you can add or edit your refund options under My Account. (Your funds may be deposited to your pre-paid credit card. Call the phone number on the back of your card for the routing number/more information.)

If you have never borrowed a student loan while a student at Moraine Park Technical College, you are a first time borrower. A first time borrower will not have a first loan disbursement until 30 days into the semester.

The Date of Record is the 15th calendar day of each semester. Financial aid awards are locked as of this date. Please make sure you have enrolled in all of your courses for the semester by this date, as there will be no adjustments for classes added after the date of record.

In order to receive any federal student aid, you must maintain satisfactory progress in the course of study you are pursuing. Satisfactory academic progress (SAP) for financial aid is defined as the successful completion of at least 67 percent of all cumulative credits attempted with at least a 2.0 grade point average. The maximum time frame students may receive federal and state financial aid cannot exceed 150 percent of the number of credits required to earn a degree. More information can be found in Moraine Park’s Financial Aid Guide.

Credits must be required for program graduation in order to count in financial aid credit load. Please select your classes carefully. You must be accepted into an aid eligible program and registered for classes according to the state-approved curriculum in order to receive financial aid. If you need help, contact your Academic Advisor.

Failed courses (F grades) can be repeated twice as long as all other progress standards and institutional requirements, as outlined in the College Catalog, continue to be met. Incomplete courses (I grades) cannot be counted in enrollment status if repeated. A student may repeat a previously passed course once while utilizing financial aid at Moraine Park.

You may use a future financial aid credit balance to charge books and supplies at the Moraine Park bookstore. A Financial Aid Award notice must be accepted on the student’s myMPTC account before the payment due date in order to qualify to charge your books. Dates books will be available and posted on the Bookstore’s website and myMPTC Student. Students will also receive an email notification from the bookstore reminding them of those dates. Click here for details.

Courses must be added before the date of record to count in financial aid credit load. If you add a course before the date of record, please contact the Student Services Center to request a review of your financial aid enrollment status.

If you are planning on dropping a class after the Date of Record for the current semester, please contact the financial aid office to determine how the drop will impact your financial aid award. Depending on the circumstances, you may owe money back. Keep in mind that courses dropped at 60% or 0% refund will count as a course attempted for Satisfactory Academic Progress.

Federal law requires schools to calculate how much federal financial aid a student has earned if that student:

  • completely withdraws, or
  • stops attending before completing the semester, or
  • does not complete all modules (courses which are not scheduled for the entire semester) for which he/she has registered at the time those modules began.
  • receives all “F”s for all courses in any semester.

View more information on our Financial Consequences of Withdrawing or Not Passing Classes page.

The student may also be suspended due to Satisfactory Academic Progress requirements. Read more

Based on this calculation, Moraine Park Technical College students who receive federal financial aid and do not complete all their scheduled classes during a semester could be responsible to repay a portion of the aid they received. Read more

One of the following documents is required to show proof of U.S. Citizenship:

  • Copy of birth certificate
  • U.S. passport
  • Wallet-sized U.S. passport card
  • Certificate of Naturalization (N-550 or N-570)
  • Certificate of Citizenship (N-560 or N-561)

Forms FS-240 (Consular Report of Birth Abroad), FS545 (Certificate of Birth Issued by a Foreign Service Post), or DS1350 (Certification of Report of Birth)

To check your account balance, click on MaxPay. Here you can see your charges, estimated financial aid and any estimated financial aid refund.

Direct Loan FAQ

Direct Loans are low-interest loans for students to help pay for the cost of a student’s education after high school. Students must complete the FAFSA and submit any required documentation to Moraine Park, who will then verify student Direct Loan eligibility. Direct Loans are a form of financial aid which must be repaid.

  • Loan interest rates are low and fixed. Students do not require a credit history for eligibility.
  • Federal Direct Lending provides a stable source of student loan funding because the funds are provided by the U.S. Treasury.
  • Direct Lending provides a single point of contact for managing student loans.
  • Loans are never sold in the Direct Loan Program.
  • There are a variety of repayment options in the Direct Loan Program. The Direct Loan Program offers loan repayment plans designed to meet the needs of borrowers.

Any previous loans you borrowed from another lender will be serviced by the lender/servicer you selected when you signed your original MPN. As long as you are enrolled in school on at least a half-time basis, your prior year federal loans will continue to be deferred. Enrollment information is reported to lenders by the school on a regular basis.

After graduation you have a choice to make individual payments to your previous lender(s) and to the Department of Education for your Direct Loans, or you can consolidate your loans into one payment with the Department of Education. Please visit the Department of Education’s website for more information about Loan Consolidation.

If you have not already borrowed a Direct Loan, you must sign a Direct Loan Master Promissory Note (MPN). If you previously had a Direct Loan, your Master Promissory Note is good for 10 years.

If you are a first time borrower or if you have not previously had a Direct Loan, you will be required to complete the Master Promissory Note online at studentaid.gov.  You will receive this information via a missing information letter after your FAFSA has been downloaded at Moraine Park.

If you receive a federal student loan, you will be required to repay that loan with interest. Interest Rates are determined each June 1 for the upcoming award year.

A loan fee comes out of the amount of money that is disbursed (paid out) to you while you’re in school. This means the money you receive will be less than the amount you actually borrow.

Both interest rates and loan fee information can be found here on the Student Aid site: https://studentaid.gov/understand-aid/types/loans/interest-rates

All students are obligated to complete Entrance Loan Counseling prior to the first disbursement of their loans; you only need to do this every 10 years.

Click here for MPTC CARES Act Student Emergency Funds Information.